:root{
  --ink:#0b1d33;
  --ink2:#122c4d;
  --paper:#fbf9f4;
  --paper2:#f3efe4;
  --brass:#a9822e;
  --brass-light:#c9a85c;
  --slate:#5b6674;
  --slate-soft:#8592a0;
  --line:#e3ded2;
  --line-navy:#25405f;
  --verify:#2f6e52;
  --verify-soft:#e7f0ea;
  --max:1140px;
  --serif:Georgia,"Iowan Old Style","Palatino Linotype",Palatino,serif;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:var(--sans);
  color:var(--ink);
  background:var(--paper);
  line-height:1.6;
}
a{color:var(--brass)}
img{max-width:100%;display:block}
.wrap{width:min(calc(100% - 40px),var(--max));margin:0 auto}
.eyebrow{
  text-transform:uppercase;
  letter-spacing:.14em;
  font-size:.72rem;
  font-weight:700;
  color:var(--brass);
  margin-bottom:14px;
}

/* ---------- seal mark ---------- */
.seal{display:block}
.seal circle{fill:none;stroke:currentColor}
.seal path{fill:currentColor;stroke:none}

/* ---------- header ---------- */
header{
  background:rgba(251,249,244,.96);
  border-bottom:1px solid var(--line);
  position:sticky;top:0;z-index:20;
  backdrop-filter:saturate(140%) blur(6px);
}
.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;color:var(--ink);text-decoration:none}
.brand .seal{width:36px;height:36px;color:var(--brass)}
.brandtext strong{display:block;font-family:var(--serif);font-size:1.08rem;letter-spacing:.01em}
.brandtext small{display:block;margin-top:2px;color:var(--slate-soft);font-size:.68rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.navlinks{display:flex;gap:26px;align-items:center}
.navlinks a{text-decoration:none;color:var(--slate);font-size:.89rem;font-weight:600}
.navlinks a:hover{color:var(--ink)}

/* ---------- hero ---------- */
.hero{background:var(--paper);padding:64px 0 0}
.herowrap{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;padding-bottom:64px}
h1{
  margin:0;
  max-width:560px;
  font-family:var(--serif);
  font-weight:400;
  font-size:clamp(2.5rem,4.6vw,3.6rem);
  line-height:1.08;
  letter-spacing:-.01em;
  color:var(--ink);
}
h1 span{color:var(--brass)}
.lead{max-width:520px;margin:22px 0 0;color:var(--slate);font-size:1.08rem}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}
.btn{
  min-height:50px;padding:0 22px;border-radius:3px;
  display:inline-flex;align-items:center;justify-content:center;
  text-decoration:none;font-weight:700;font-size:.94rem;
  border:1px solid var(--ink);transition:opacity .15s ease;
}
.btn:hover{opacity:.85}
.btn.primary{background:var(--ink);color:var(--paper)}
.btn.secondary{background:transparent;color:var(--ink)}

.heropanel{
  position:relative;
  border-radius:6px;
  overflow:hidden;
  min-height:420px;
  background:
    radial-gradient(120% 140% at 100% 0%,rgba(169,130,46,.16),transparent 55%),
    linear-gradient(155deg,var(--ink2),var(--ink) 70%);
  color:#fff;
  display:flex;flex-direction:column;justify-content:space-between;
  padding:36px;
}
.ledgergrid{
  position:absolute;inset:0;
  opacity:.14;
  background-image:
    repeating-linear-gradient(0deg,rgba(255,255,255,.5) 0,rgba(255,255,255,.5) 1px,transparent 1px,transparent 34px),
    repeating-linear-gradient(90deg,rgba(255,255,255,.5) 0,rgba(255,255,255,.5) 1px,transparent 1px,transparent 34px);
  pointer-events:none;
}
.panelmark{position:relative;display:flex;justify-content:flex-end}
.panelmark .seal{width:64px;height:64px;color:var(--brass-light)}
.vcard{
  position:relative;
  background:rgba(251,249,244,.06);
  border:1px solid rgba(255,255,255,.16);
  border-radius:5px;
  padding:22px 22px 8px;
}
.vcard .vlabel{
  text-transform:uppercase;letter-spacing:.14em;font-size:.66rem;font-weight:700;
  color:var(--brass-light);margin-bottom:14px;
}
.vcardrow{
  display:flex;gap:10px;align-items:flex-start;
  padding:0 0 14px;font-size:.9rem;color:#e7ecf1;
}
.vcardrow .dot{
  flex:none;margin-top:4px;width:14px;height:14px;border-radius:50%;
  border:1.5px solid var(--brass-light);
  display:grid;place-items:center;
}
.vcardrow .dot::after{content:"";width:6px;height:6px;border-radius:50%;background:var(--brass-light)}

/* ---------- intro / about ---------- */
main section{padding:80px 0}
.intro{background:var(--paper2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.introgrid{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:start}
h2{
  margin:0;font-family:var(--serif);font-weight:400;
  font-size:clamp(1.8rem,3.2vw,2.5rem);line-height:1.15;letter-spacing:-.005em;color:var(--ink);
}
.introcopy p{color:var(--slate);font-size:1.02rem;margin:20px 0 0}
.contactcard{
  background:var(--paper);
  border:1px solid var(--line);
  border-left:3px solid var(--brass);
  border-radius:3px;
  padding:30px;
}
.contactcard h3{margin:0 0 10px;font-family:var(--serif);font-weight:400;font-size:1.3rem;color:var(--ink)}
.contactcard p{color:var(--slate);margin:0 0 18px;font-size:.96rem}
.email{
  display:block;padding:14px 16px;border-radius:3px;
  background:var(--paper2);border:1px solid var(--line);
  font-weight:700;text-decoration:none;overflow-wrap:anywhere;color:var(--ink);
}
.smallnote{font-size:.82rem;color:var(--slate-soft);margin-top:14px!important}

/* ---------- resource cards ---------- */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;margin-top:36px;background:var(--line);border:1px solid var(--line)}
.card{padding:30px;background:var(--paper);min-height:210px}
.icon{
  width:38px;height:38px;border:1px solid var(--brass);color:var(--brass);
  display:grid;place-items:center;font-weight:700;font-size:.72rem;letter-spacing:.02em;margin-bottom:20px;
}
.card h3{margin:0 0 10px;font-family:var(--serif);font-weight:400;font-size:1.15rem;color:var(--ink)}
.card p{color:var(--slate);margin:0 0 14px;font-size:.94rem}
.card a{font-weight:700;font-size:.9rem;text-decoration:none}
.card a:hover{text-decoration:underline}

/* ---------- notice ---------- */
.notice{
  background:var(--verify-soft);
  border:1px solid #cfe1d5;
  padding:32px;border-radius:3px;
  display:grid;grid-template-columns:auto 1fr;gap:20px;align-items:start;
}
.noticebadge{
  width:44px;height:44px;border:1.5px solid var(--verify);color:var(--verify);
  border-radius:50%;display:grid;place-items:center;font-size:1.1rem;font-weight:700;
}
.notice h3{margin:0 0 8px;font-family:var(--serif);font-weight:400;font-size:1.2rem;color:var(--ink)}
.notice p{margin:0;color:var(--slate)}

/* ---------- policy pages ---------- */
.policy{background:var(--paper)}
.policy .content{max-width:760px}
.policy h1{font-family:var(--serif);font-weight:400;font-size:clamp(2.1rem,4.4vw,2.9rem);line-height:1.1}
.policy .datestamp{color:var(--slate-soft);font-size:.88rem;margin-top:10px}
.policy h2{font-family:var(--serif);font-weight:400;font-size:1.35rem;margin-top:40px;padding-top:24px;border-top:1px solid var(--line);color:var(--ink)}
.policy h2:first-of-type{border-top:none;padding-top:0;margin-top:34px}
.policy p,.policy li{color:var(--slate);font-size:.98rem}
.policy ul{padding-left:22px}
.policy strong{color:var(--ink)}

/* ---------- footer ---------- */
footer{background:var(--ink);color:#b9c5d3;padding:48px 0 36px}
.footergrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}
footer strong{color:#fff;font-family:var(--serif);font-weight:400;font-size:1.05rem}
footer p{margin:12px 0 0;font-size:.88rem;line-height:1.6}
.footerlabel{text-transform:uppercase;letter-spacing:.12em;font-size:.68rem;font-weight:700;color:var(--brass-light);margin-bottom:2px}
footer a{color:#cdd8e4;text-decoration:none;font-size:.9rem}
footer a:hover{color:#fff}
.footerlinks{display:grid;gap:9px;margin-top:12px}
.legal{margin-top:34px;padding-top:24px;border-top:1px solid var(--line-navy);font-size:.8rem;color:#8ea0b3}

@media(max-width:900px){
  .herowrap{grid-template-columns:1fr;gap:36px;padding-bottom:48px}
  .heropanel{min-height:340px}
  .introgrid,.footergrid{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
}
@media(max-width:640px){
  .nav{padding:14px 0}
  .navlinks{gap:14px;flex-wrap:wrap;justify-content:flex-end}
  .navlinks a{font-size:.8rem}
  main section{padding:56px 0}
  .notice{grid-template-columns:1fr}
}
